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Quick Loans

Horizon Credit Union offers loans for any occasion!

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Increase your chance of winning. Tell your friends about On Your Way.

Loans are on sale until May 31st .

Let us help you reach your financial goals! We currently are providing savings for you when you borrow. Loan rates have been reduced until May 31st on many of our loans.

Some conditions apply so contact any of our branches and let the Horizon Credit Union help you make your dreams become reality:

To make a purchase, consolidate debt, payout high interest credit cards, or transfer higher rate loans from another Financial Institution, a loan at Horizon Credit Union makes good sense.

Call or visit any branch at Melville, Grayson, Neudorf, Grenfell or Wolseley for full details . You may also email us at info@horizoncu.ca for information. We look forward to hearing from you soon! Apply now.


(earn 1000 On Your Way reward points)

Go Mobile!

Sign up for Horizon Mobile Banking today

Mobile banking gives you real-time access to your accounts wherever you happen to be. Just send a quick text message to your account and you'll receive a message back. It's fast, it's easy and it's free.*

It works on all text-enabled phones. It doesn't matter what kind of cell phone you have, as long as you can send and receive text messages.

Check account balances and recent account activity information from anywhere you can get a signal-instantly. You'll get the account information you want, when you need it. There's no need to find a computer to check your account balance. And have peace of mind with the ability to instantly check what activity has taken place with your account.

Your personal information is always secure as the only information that is transmitted is your account balance or your recent account activity. Even if you lose your phone, no one will be able to make changes to your account, steal funds or access personal or financial information. And, it's quick and easy to cancel mobile banking if needed.

Ready to sign up?
Getting started with mobile banking is easy. All you need is access to online banking. Don't have online banking access? Contact your branch to sign up today.

If you're already on online banking user:

1. Login to your online banking account and click on the mobile banking link in MY PROFILE
2. Enter your mobile phone information
3. You'll receive a text message with your passcode
4. Confirm your passcode and select the accounts you want to access with mobile banking
5. Once you've signed up, it's easy to use.

Account Balance
To check your account balance, simply text BAL to MONEY [66639]. Within moments, you will receive a text message with your account balance information.

All Account Balances
To check all of your account balances, simply text BAL ALL to MONEY [66639]. You'll receive a text message with the balance information for all your selected accounts.

Transaction History
To view your recent account activity, simply text ACT to MONEY [66639]. You'll then receive a text message with your five most recent transactions on your account.

To make it even easier, you can save the short code [66639] in your phone for quick and easy access. You can even save your text messages and simply resend for future use.

*Standard text messaging rates may apply depending on your provider and plan.


(earn 500 On Your Way reward points)

Getting Pre-Approved Makes Auto Shopping Easier

Let us help you get the best deal on a new or used auto loan

If you're in the market for a new or used auto loan, be sure to check out what your credit union has to offer before going car shopping. Knowing in advance how much you can afford and what your monthly payment will be in a given price range allows you to focus on price with the dealer and get the best price possible for your new vehicle. Focusing exclusively on your monthly payment, on the other hand, almost always results in paying too much.

For more information on getting pre-approved for an auto loan, please click on the "Apply Now" button below and copy or take note of the On Your Way ID number assigned to you for this purpose before proceeding on to the auto loans page on our main website. If you decide to apply for an auto loan with us, let us know you're part of On Your Way by including this number in the reference number field or comments area of the application. This will ensure you receive the On Your Way Reward Points associated with this product or service once the account has been opened.

Don't play the payment game and end up paying more than you should for a new or used car. Find out more about getting pre-approved for an auto loan by clicking on the "Apply Now" button below. Do it today!


(earn 1000 On Your Way reward points)

Enroll in Internet Banking Today

MemberDirect® Internet Banking allows you online access. Your Time – Your Way.

It’s here, the new era in money management with MemberDirect® Internet Banking, the innovative system that gives you 24-hour on-line access to your personal or business accounts.

MemberDirect® Internet Banking lets you handle most of your financial transactions right on your personal computer, whether it's transferring funds, paying bills or getting an itemized printout of last month's account transactions. And that's just the beginning.

Imagine the total convenience of 24-hour on-line access to your accounts. Instead of waiting in line, all you have to do is open MemberDirect® Internet Banking through the Internet. You can manage your money at home or your business any time of the day or night, or when it suits your schedule, not ours. In fact, MemberDirect® Internet Banking lets you do almost anything you can do at our Credit Union. And we're always improving the system, always upgrading it to add more features that make it even easier to manage your money.

At Horizon Credit Union, you can feel secure about banking online. We have enhanced our security features even further for your protection. These enhancements include an increased authentication process.

Find out more about our Increased Authentication solution to help make our MemberDirect® Internet Banking users even more secure.

Find out more about MemberDirect® Internet Banking by calling our Credit Union.

Here's what you need to get started:

• If you do not already have an account with us, you'll need to open one.


• You will need a Personal Access Code (PAC). This code ensures the security and confidentiality of your system.


• Attend our office at any branch location and we will assist you to establish an account and Personal Access Code. Then sign on to Horizon Credit Union website - MemberDirect® Internet Banking from a location convenient for you.

Horizon Deposit Accounts

Featuring convenience and affordability, we offer chequing and savings accounts to meet your every need!

With the convenience of electronic access to your accounts or our personal service branch locations at Melville, Grayson, Grenfell, Neudorf and Wolseley, having Horizon Credit Union as your financial institution makes good sense.

We offer the following account types:

INVESTMENT SAVINGS
This account offers the following advantages:

• Earn a high rate of interest without "locking in" your money!


• A great investment account for balances of $5,000.00 or greater, but no minimum is required.


• A true "Savings" account - no chequing privileges.


• Statement monthly if held with a chequing account of the same ownership.


• Interest calculated daily and paid to your account monthly... earn interest on your interest every month.


• One free withdrawal allowed monthly.


• All funds fully guaranteed.

• No interest paid.


• Monthly statement provided.


• Overdraft protection available by request on approved credit.


• Access through Direct Payment, Interac, Cirrus and Maestro networks.


• Per debit item service charges apply.

• The Maximizer account combines chequing and savings into one easy to manage account for members. One of the big advantages with a Maximizer account is its flexibility.


• Tier Structure Interest calculated on daily balances over $1,000.00 and paid monthly.


• Monthly statement provided.


• Overdraft protection available by request on approved credit.


• Access through Direct Payment, Interac, Cirrus and Maestro networks.


• Low monthly fees or service charge packages available to suit your need.

• Your money will earn interest 24 hours per day. Interest calculated on the daily balance and paid monthly.
  No chequing privileges.


• Statement monthly if held with a chequing account of the same ownership.


• Semi-annual statement if no chequing account is held.


• Easy Access through Direct Payment Interac network, in person or transfer to another account such as chequing through ATM, CU Phone Direct, MemberDirect® Internet Banking.

• No maintenance fee.


• Tier Structure Interest calculated on daily balances over $1,000.00 and paid monthly.


• Monthly statement provided.

Quick Loans

Horizon Credit Union offers loans for any occasion!

A Quick Loan is a type of revolving credit with a specific repayment plan.

Once you have an approved application, it allows you access to credit without additional paper work.

Quick Loans can be set up once for the amount you feel is adequate for your needs and can be deposited to your account in any amount (up to your authorized limit) you need with just a phone call.

Quick and convenient.


(earn 750 On Your Way reward points)